Impact-resistant shingles and insurance discounts in Texas

Class 4 shingles are tested by dropping steel balls on them; they must survive without cracking. In hail country like DFW, that matters.

Benefits

Better resistance to hail cracking
Many Texas insurers offer a premium discount for Class 4 roofs — ask your agent how much
Usually similar look to standard architectural shingles

They usually cost somewhat more than standard shingles. When your roof is replaced through an insurance claim, ask about upgrading.

"Impact-resistant" does not mean hail-proof. Very large hail can still damage any roof.

Written by Mike Davis, owner of RezComm Professional Services.

Questions about your roof? FREE drone scan and estimate: 469-249-3221.

Are Class 4 shingles worth it in DFW?

For many homeowners, yes — better hail resistance and a possible insurance discount.

How do I get the discount?

Send your insurer the shingle certificate after installation.

Call 469-249-3221