Free Report The Scan Insurance Our Work Book an inspection Sample Reports Call 469-249-3221
ROOFING GUIDE

Can a roofer pay your insurance deductible in Texas?

No. Under Texas law, a contractor cannot waive, rebate or pay your insurance deductible, and cannot advertise that they will. The homeowner is responsible for paying it.

Why it matters

Offers to "cover your deductible" are a red flag. It can create problems with your claim, and it tells you something about how that contractor does business.

What an honest contractor can do

This is general information, not legal advice.

Related: Does insurance cover a roof? · How to choose a roofer · all guides

Written by Mike Davis, owner of RezComm Professional Services.

Questions about your roof? FREE drone scan and estimate: 469-249-3221.

Common questions

Is it illegal for a roofer to waive my deductible in Texas?

Yes.

Can I finance my deductible?

Ask about financing options.

Call 469-249-3221
Call now Free roof scan